Preheat oven to 400° F.
Heat olive oil in a large skillet over medium heat. Add bell peppers and onions, cooking for approximately 5 minutes, until tender.
Stir in fajita seasoning and Bush's Cocina Latina Pinto Beans. Cook for an additional 5 minutes, until heated through.
Place chips in a single layer on a large sheet pan. Using a slotted spoon, spoon pepper/bean mixture onto the chips, making sure it's evenly distributed.
Sprinkle with one cup colby jack cheese and top with jalapeño peppers.
Bake in preheated oven for 5-8 minutes, or until cheese is melted.
Serve immediately, topped with tomatoes and sour cream (optional).