Do any of you get a little anxiety ridden this time of year about finances? I swear, for the past 3 Decembers in a row, our cars have decided to come up with random problems… a couple thousand dollar shop repairs kind of problems. I know it’s never a good time to have car problems, but I wish our cars would hold off on the issues until after Christmas!

In an effort to be more budget conscious, I’ve been trying to find different ways to save money. I’ve been coloring my hair at home. I menu plan, which means we’ve been eating out a lot less. I’ve been using our public library a lot more instead of buying books. If there is a way to save a dollar or two, I’m at least attempting it.

I believe coupon cutting and hunting down deals would be a great way to save money, but I’m not a coupon clipper, at all. I’ve tried to be, but I think it’s just a talent I don’t have… (coupon clipping is a talent, don’t you think? Or at least coupon USING is…I can cut out coupons until the cows come home. Using them once they are cut is a completely different story).  That’s why I love apps like the Target Cartwheel App! Simply by scanning a personalized bar code on my smart phone, I am able to save big bucks on hundreds of products (food, electronics, home, toys, clothing…everything) at Target! And I don’t need to keep track of coupons to do it! …

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